Refinance 1st mortgage and heloc calculator

With todays rising mortgage rates however a cash-out refinance might not be a cost-effective option especially for homeowners who refinanced their mortgage to a 2 or 3 rate just last year. If you owe 160000 and the property is worth 230000 - 260000 I do not believe you would get enough from the reverse mortgage to pay off the HELOC and it would have to be paid in full and closed as a condition of the loan.

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PNC Bank operates in all 50 states and provides a wide range of mortgage products including specialty loans for low- and moderate-income borrowers.

. Firstly the reverse mortgage will only give you about 50 of the homes value at your age.

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